Are you deep in debt and searching for a way out? Luckily, there's an answer for clients in the Placer County, CA area. Filing Chapter 13 bankruptcy can restructure your debt, giving you more time to pay it off and halt repossession. However, it's a technical legal process. Instead of trying to file Chapter 13 bankruptcy by yourself, choose a lawyer from the Stutz Law Office. Our Chapter 13 bankruptcy attorney, Matthew Decaminada, can guide you through the Chapter 13 process.
Filing for Chapter 13 bankruptcy can be an effective debt-management tactic. It's not what most people think of when they hear the term "bankruptcy." Usually, Chapter 7 bankruptcy comes to mind when someone hears that word. While Chapter 7 involves liquidating all of your assets to discharge your debt instantly, Chapter 13 doesn't. Instead, Chapter 13 involves rolling all of your debts into one. From there, you can make easy monthly payments to whittle down the money you owe. Because of this, Chapter 13 bankruptcy is a useful tool for a debtor who has the ability to eventually repay their creditors but needs more time to do so.
Chapter 13 bankruptcy can restructure debt from creditors like:
If you have any questions for a lawyer in the Placer County, CA area about the Chapter 13 process, Matthew will be happy to help. Matthew is the Stutz Law Office's resident bankruptcy expert. He has years of experience managing bankruptcy cases for a large, multi-state law firm. That experience gave him the real-world knowledge his clients will need to ensure that their bankruptcy is successful. He also has an approachable demeanor and friendly attitude that makes him easy for clients to speak frankly with. Call the Stutz Law Office today for a free consultation with attorney Matthew Decaminada about your Chapter 13 bankruptcy.
Joshua passed the bar in 2017 and worked as an associate attorney practicing family law at a medium-sized firm. His responsibilities included managing more than 50 family law cases at once. He departed the firm after observing the company placing more importance on profits than people and founded the Stutz Law Office shortly after.
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